Are you a fiduciary?

Yes - And in the strictest sense.  We are required to operate solely in the client’s best interest when offering investment advice and we’re committed to that high standard. We proudly subscribe to the National Association of Personal Financial Advisors Fiduciary Oath.

Are you a CFP®?

Yes.  Joel received his CFP® designation in 2007.

What are your fees?

We are fee-only financial planners.  We sell no products and receive no commissions.

Our fees take one of the following forms:

1.     Asset Management - 1% of assets under management.
Financial planning services are included: retirement, tax, estate, and insurance planning.

2. Project based @ Hourly rate of $250.
For examples see “Services & Fees”

Do you specialize in any specific areas?

Our areas of expertise include:

Retirement planning
Retirement income
Asset Management
Tax planning and preparation
Financial Coaching

Do you have an investment minimum?

No, we’ll manage accounts of any size.

Do you work virtually?

Yes.  We are happy to visit with you via FaceTime, Zoom, WhatsApp or any other available method.

What's different about TruePath Financial Planning?
Clear Communication: we pride ourselves in our ability to communicate difficult and confusing concepts in easy to understand language.
Accessibility: we are available and approachable
Team-Oriented: we work together as a team with cutting edge financial providers
Science-Based: we rely on proven financial science

What if I want or need to buy investment or insurance products? How do I do that?

We will happily advise you about what investment or insurance products make sense for you and then connect you with reputable individuals who sell these specific products.

Does TruePath provide comprehensive financial planning?

Yes, we do!

Does TruePath provide financial coaching?

Yes, we do!

What is TruePath's investment philosophy?

TruePath uses ETF’s, index funds, and low-cost mutual funds to build portfolios that target higher returns.  We do this by:

·       Investing in equity - identify profitable companies that are undervalued.

·       Diversifying equity by geography, business type, and company size.

·       Using high quality bonds to manage risk. 

Once my financial plan or project is finished, will our relationship end?

This depends on the fee structure (above) agreed upon.  That said, we’re always open to further conversations and planning sessions.